नागपूर जिल्हा वीज तांत्रिक कामगार
सहकारी पत संस्था मर्या. नागपूर
Nagpur Jilha Viij Tantrik Kamgaar
Sahakari Pat Sanstha Maryadit Limited

Loan

Long Term Loan

Long Term Loan Limit to an individual member is maximum upto Rs. 20,00,000/- with option for repayment of on monthly reducing basis.
The rate of interest is 9.50%.
The maximum no.of installment for the repayment of the long-term loan is 180 Nos. or retirement date of member whichever is earlier.
* TWO GUARANTOR are required for long term loan.
* Each member can stand surety for maximum 2 Borrowers.

Long Term Loan Cart

Salary RangeLoan Limit
upto 150004,00,000.00/-
15001 to 250006,00,000.00/-
25001 to 350008,00,000.00/-
35001 4500010,00,000.00/-
45001 5500013,00,000.00/-
55001 7000016,00,000.00/-
70000 Plus20,00,000.00/-

Vasturup Loan

Vasturup Loan Limit to an individual member is maximum upto Rs. 1,00,000/- with option for repayment of on monthly reducing basis.
The rate of interest is 9.50%.
The maximum no. of installment for the medium term loan is 60 Nos. or retirement date of members whichever is earlier.

Emergency Loan

Emergency Loan limit to an individual member is Rs. 50,000/- with the option of repayment of on monthly reducing basis.
The rate of interest is 9.50%.
The maximum no. of installment for short term loan is 10 Nos or retirement date of members whichever is earlier.

Loan Against Fixed Deposit

The loan against fixed deposit is also granted to the members upto 80% of FD deposit.
The rate of interest of such loan is 2% higher than FD interest rate.
*The members having loan against FD. are not eligible to take interest on this FD.
*On maturity of Such FD's against which the loan was sanctioned the loan outstanding along with the interest recoverable is adjusted against such FD maturity amount & the balance is refunded to the members.

Latest News
  • Long Term Loan Limit to an Individual is Rs. 20,00,000/- with rate of interest is 9.50%.
  • Vasturup Loan to an Individual is Rs. 1,00,000/- with rate of interest is 9.50%.
  • Emergency Loan Limit to an Individual is Rs. 50,000/- with rate of interest is 9.50%.
  • Loan Against Fixed Deposit is also granted to the members upto 80% of FD deposit. The rate of interest of such loan is 2% higher than FD interest rate.

Financial Status

30.50
CRORES Funds
31.04
CRORES LOAN
1288
Members
9.01
Crores Share

Loan

Emergency Loan
Emergency Loan
Vasturup Loan
Vasturup Loan
Long Term Loan
Long Term Loan